This is an investment with the lowest risk in the entire crypto ecosystem. In return, the expected return is low.
The return varies from 6% to 8% per year, depending on the number of Summit Tokens you own.
Your funds are only invested in verified projects that meet the requirements for a profitable investment. The priority is to limit risk, not to seek crazy returns.
Primarily, the funds are invested in lending, which means that we make them available to borrowers in exchange for loan interest. The risk of default is almost zero.
There are many projects in the blockchain ecosystem, and our goal is to use the most secure ones. However, as there is no such thing as zero risk, we insure the funds in case of a glitch.
We have a team of 3 experts who scour the best protocols on the blockchain to earn interest, transaction fees and rewards. The same ones that are paid to you monthly.
Our two experienced traders then manage the risks.
The other members of our team are also available to answer all your questions.
Start investing in the Quantum service now from €2,000.
But also no management fees. We just agree on an annual return.
You will have access to a community of over 400 investors.
A dedicated space to follow your investment closely.
We make the payment of the realized profits every month.
A monthly management report details our decisions and their performance.
The URL of the application is the following: https://app.summit.io/
After the obligatory verification of your identity (KYC), choose the Quantum service on your dashboard, and you will be asked for a minimum of 2000 €.
It is therefore not possible to invest only 1000 € in Quantum. There is currently no maximum.
Pay the amount of your investment in cryptocurrencies only (at the moment), on the wallet address we will display, and in a single payment to facilitate your registration.
Funds sent by the deadline posted above will be invested as of the 1st of the following month.
This is certainly the step you are looking forward to the most!
Every month, you receive the fruits of your investment directly to your crypto wallet. If you don't know how to get one, we'll explain everything.
Account opening fees
Free
Accepted currencies
Unavailable at the moment.
Accepted crypto-assets
BTC, ETH, LTC,
USDT (ERC-20, TRC-20), DAI, USDC (ERC-20), BUSD (BEP-20).
Minimum deposit and conservation
€2,000
Management fees
0%
Performance fees
0%
Minimum automatic reinvestment
€1
Re-investment cryptos minimum
€1
Fees for a reinvestment
None
Accepted currencies
Unavailable for the moment
Accepted crypto-assets
BTC
Minimum withdrawal
€50
Outgoing transaction fees
€0
Post-Maturity Withdrawal Fee
None
Pre-Maturity Withdrawal Fee
Withdrawals before the minimum 6 months are subject to a penalty of 25% of the deposit amount.
Additional fees for recurring purchases
None
Intervention fees
None
First, we recommend that you read all the F.A.Q. questions and answers to familiarize yourself with our service. Then, to deepen your knowledge in the field of cryptocurrency, you can read our blog. The link is in the menu at the top of the page. And if you still have questions, don't hesitate to contact us, we are always happy to help!
In order to provide our clients with the best legal protection, we have registered our company in Europe, more precisely in Ireland.
We are not tax advisors and we cannot provide any tax advice. In general, you must pay tax on profits and income where you live. If you are not completely sure, we invite you to contact an accountant or a tax specialist.
Yes, as a referrer you receive €25. As a referral, you can choose to receive $25 or get 3 months of 30% off your management fee. If you choose to receive $25, it is added to your available funds on your Summit Gravity dashboard.
With any investment there are risks, and these are even greater as we move into the cryptocurrency sector. We therefore recommend that you only invest money that you don't need to live on.
The Quantum service is based on an investment in stablecoins. The capital invested is fixed, known in advance, and protected by guarantees. The guarantees cover most of the problems that can occur in the blockchain: hacks, governance attacks, de-correlation of assets from their underlying. We estimate that this protection assures you in 99% of the occurrences, the rest being events whose occurrence is random and rare (wars, regulations, sanctions, etc.).
Gravity is an investment product that specializes in venture capital and investments in high-potential cryptocurrencies. The returns can be high in return for an equally higher risk taking than Quantum. Although almost zero, there is a risk of losing all or part of your initial capital, but you can't lose more than your initial investment.
You can create an account yourself via this link.
We will then ask you to accept our Terms and Conditions and to verify your identity (KYC). This is a mandatory regulatory feature that helps protect you, among other things. Once done, we will provide you with our payment details (cryptocurrencies only).And if you have any questions, please feel free to contact us. Send us your details and we will contact you within 24 hours to discuss the next steps. Please CHECK YOUR SPAM FOLDER. Our email could be in there!
For full details, please see our privacy policy.
The list of accepted payments is available on the pricing section of our site.
At this time, only cryptocurrency transfers are accepted.
We accept Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC) and some stablecoins. You can choose the cryptocurrency on your investment page. You will then receive the deposit wallet and exchange rate.
The minimum investment amount is 2 000 € in each of the proposed services (Quantum or Gravity).
We make payments on the 5th of each month, after sending you a monthly report that will contain all the information about your investment.
You can get paid in BTC, choose automatic reinvestment or keep these funds in your account for future investment or withdrawal.
The minimum withdrawal amount for your available funds is €50. Why is this? Because we pay the transaction fee. So, if the withdrawal is less than €50, the transaction fee takes a large part of the transfer.
The funds available are funds that you can reinvest in Summit Gravity, Summit Quantum or the Summit Token.
These funds can come from a variety of sources:
- Summit Mining's mining earnings (reinvestment option #8),
- Summit Gravity earnings, - Summit Quantum earnings,
- exceptional refunds or bonuses.
Available funds are not transferable to Summit Mining.
We do not transfer money to regular bank accounts. We only transfer funds to crypto wallets. Then you are free to transfer your funds to your bank account, exchange them for another crypto, sell them, etc. It's up to you.
You are free to reinvest (add) money or not and you are free to reinvest or not the funds generated during the month, for the next month. The initial investment is €2,000. However, any future reinvestment is possible from as little as €1.
For a capital withdrawal on Gravity or Quantum, you can withdraw your funds at any time after the 6 month commitment period.
For your available funds or funds reinvested through your monthly earnings, you can make a withdrawal request at any time if it is at least 50 €.
Quantum offers a return on investment of between 6% and 8%, depending on your VIP level. Please read the pricing section for more information.
We do not guarantee or promise any particular return. However, over the medium to long term, we estimate that a return on investment of between 20% and 80% per year is possible.
Just as we can't guarantee a return, we can't estimate how long it will take to recoup its investment. This can happen in six months or three years, or even never, if the price of cryptocurrencies does not move in our favor.
You can get a higher return on your investment by holding Summit Tokens or making a certain number of referrals. This allows you to become a VIP in the Summit ecosystem. For the Gravity product, a higher VIP level reduces the percentage of performance fees we charge, which increases your net profit.
Please refer to the pricing section to see the different tiers and benefits for VIPs.
You can get a higher return on your investment by holding Summit Tokens or making a certain number of referrals. This allows you to become a VIP in the Summit ecosystem. For the Quantum product, a higher VIP level increases the return from 6% to a maximum of 8%, thus increasing your net profit.
Please refer to the pricing section to see the different tiers and benefits for VIPs.
Quantum is an investment product based on an investment in stablecoins. The capital invested is fixed, known in advance and protected by guarantees. The guarantees cover most of the problems that can occur in the blockchain: hacks, governance attacks, decorrelation of assets from their underlying. We estimate that this protection assures you in 99% of the occurrences, the rest being events whose occurrence is random (wars, regulations, sanctions, etc.).
The SQK represents the equivalent of one euro invested in Summit Quantum. Returns are calculated based on the number of SQKs you hold. When you leave the service of Summit Quantum, the SQKs are resold.
The Summit Token is the cryptocurrency of the Summit Group. By holding Summit Tokens, you will be able to take advantage of many benefits in all Summit Group services (Summit Mining, Summit Gravity, Summit Quantum, etc.).
In addition, a significant portion of the Summit Group's revenue will be redistributed to you, allowing you to receive additional passive income.
Detailed information about the Summit Token can be found on the Summit Group website.
At this time, the Summit Token is in the process of an ICO (Initial Coin Offering). Therefore, the Summit Token is not yet listed and is not publicly tradable.
The ICO includes several private purchase phases. The next phases will be available from the Super Dashboard accessible by click here. You will also find detailed information about the Summit Token.
Our service is composed of two products: Quantum and Gravity.
Quantum is an investment product based on an investment in stablecoins.
Gravity is a dynamic product invested in various high potential protocols and cryptographic assets.
Summit Gravity is a turnkey investment service.
We invest on your behalf in what we consider to be the best projects. Whichever product you choose, you'll be granted access to a powerful dashboard to track your investments, as well as a private discussion group and highly detailed monthly operating reports. You'll also be able to participate in a live weekly service update every Wednesday.
Every Wednesday, our founder holds private remote meetings through the Zoom software. This is an opportunity to discuss the progress of the service, upcoming projects, and answer client questions.
Participation is of course optional. A replay and a written transcript are available if you cannot participate. Questions can be asked before the meeting and will be answered during the live session.
The meetings are private and confidential, and each one lasts a maximum of 30 minutes. They start at 7:45 p.m. Central European Time.
The monthly operating reports are sent on the first day of each month, in the evening. They contain a detailed summary of the monthly movements of the product concerned (Gravity or Quantum). You will also be able to see the current value and distribution of your investment as of the last day of the month.
In addition, if you have invested in the Gravity product, you have access to an up-to-date monthly analysis of the cryptocurrency market.
Monthly operating reports are currently available in English and French.
No. Investments are made collectively and adjustments are made regularly within the portfolio. In addition, we sometimes invest in certain ICOs without immediately disclosing which ones. For this reason, we cannot transfer ownership of these crypto-assets to your personal portfolio.
All fees and rates are available on the pricing section.
You can make a partial withdrawal directly from your dashboard by clicking on the "capital withdrawal" sub-tab available from your profile.
In case of a total withdrawal of capital, you must send an e-mail to hello@summit.io. A request can be made at any time. However, each deposit is considered an investment and is locked in for a minimum of 6 months.
Any withdrawal before the expiration of the minimum 6 months, as defined in the General Conditions, will be subject to a penalty of 25% of the deposit amount concerned.
The processing time for withdrawals of all or part of the capital is a maximum of 30 days. For amounts greater than €500,000, this period is increased to 45 days.
Please note that your data must be kept for a minimum of 5 years after you close your account.
When you make a request for a partial or total withdrawal of capital, the value of SGK taken into account will be the one known at midnight of the day you registered or validated your request.
If funds are still subject to a six-month lock-in period, it will not be possible to withdraw them without being subject to a penalty of 25% of the amount involved. For example, if you invested in SGK 5,000 one year ago and SGK 10,000 three months ago, you can withdraw a maximum of SGK 5,000. If you still wish to withdraw your entire investment, the remaining SGK 10,000 will be subject to the penalty described above.
Refunds will be made according to the processing time related to the amount of funds you wish to withdraw. The processing time for withdrawals of all or part of the capital is a maximum of 30 days. For amounts greater than €500,000, this period is increased to 45 days.
Like the returns, the funds invested in Gravity are not guaranteed. Concerning Quantum, the invested capital is fixed, known in advance, and protected by guarantees. The guarantees cover most of the problems that can occur in the blockchain: hacks, governance attacks, de-correlation of assets from their underlying. We estimate that this protection assures you in 99% of the occurrences, the rest being events whose occurrence is random (wars, regulations, sanctions, etc.).
By joining us, you will be added to an investment round. You will start generating profits on the 1st of the month following this one.
From our side, we have to convert the received funds into various cryptocurrencies and choose the right time and assets to make the investments.
Example: You joined the March investment round, which ends on March 31, you will start generating profits from April 1. If you join Summit Gravity on April 10, then you will be switched to the April investment round, which ends at the end of April and you will start generating profits from May 1.
It is therefore important not to miss the deadline to invest, or risk having to wait another month. The deadline for the current period is indicated every month on our website.
Before investing, we ask you to accept the terms and conditions (TOC) online. Once the six-month commitment is over, they are automatically renewed every month. Any new deposit of funds will result in a six-month lock-in of the funds.
We invite you to regularly reread the General Conditions of the service.
No. From a legal point of view, if something were to happen to you, Summit Gravity could not enforce the addition of another beneficiary. If you wish to transfer your account to a spouse, partner, child or other, you must inform your notary.
No. For anti-money laundering and anti-tax evasion reasons, it is not possible to open a joint account.
No. It is not possible to open an account for a minor child.
For anti-money laundering and anti-tax evasion reasons, it is not possible to make internal transfers.
So, to transfer funds from your Summit Gravity account to another Summit Gravity account, in this case we need to make a refund of the funds to your crypto wallet. This can only be done once the 6-month lock-in period for the funds has passed.
Then, you can send us funds again from a new crypto wallet. Please note, however, that the funds you send back to Summit Gravity will be considered a new investment. And if applicable, you will be responsible for the fees on this transfer.
Example: You have SGK 2,000 personally and have a company that holds SGK 8,000. You want to transfer all your SGK to your company account. We cannot credit the SGK 2,000 directly from your account to your company's account. We will first make a refund of your SGK 2,000, at market value (which may be €2,000 or €1,500 at this point). Then, you'll need to send funds back from your company's crypto wallet (and only from your company's wallet) to be credited under the Summit Gravity pro account.
Yes. You must send the request to hello@summit.io. Before you can make a transfer, you must ensure that the lock-in period has ended. If the lock-in period has not ended, you will not be able to transfer funds between products except by paying the penalty fee described on the pricing page.